Farm Service Agency Direct Farm Loan Program Effectiveness Study

The three primary objectives of the Effectiveness Study are to: (1) identify groups being served by FSA direct farm loan programs, (2) examine the length of time borrowers remain in the programs and the proportion of borrowers who exit or 'graduate' from the programs, and (3) measure and identify ways of reducing loan subsidy rates. The study found that direct Farm Loan Programs (FLPs) appear to be serving their intended clientele. Recent FLP borrowers are more financially stressed than non-borrowers and would be generally considered as family farms. About 78 to 92 percent would qualify as small family farms using USDA's Small Farms Commission definition. FLP credit market penetration is relatively high among farms likely to be eligible for these credit programs, despite the fact that these programs represent a relatively small proportion of total outstanding agricultural debt. Increasing market penetration or the share of farms served by the program would require greater obligation funding and hence greater budgetary costs. Conversely, implementing more rigorous loan eligibility criteria would likely lower the number of operators receiving loans and hence loan loss occurrences and subsidy rates would likely fall. The majority of FSA Direct borrowers from FY 1994-1996 used FLPs as a transitional tool. At time of origination, FSA Direct borrowers had fewer years of farming experience than the farming population at large. More than half of these borrowers no longer had active FLP loans by the end of November 2004. So for the majority of borrowers, FLPs are not a lifetime credit source. FLPs are helping farmers move to commercial credit or aiding farmers who subsequently leave farming completely, as is common among U.S. farmers. Not surprisingly, farmers in stronger financial condition originating FSA Direct loans are more likely to exit and have fewer outstanding loans with FSA. FSA experiences higher loan loss rates than conventional agricultural lenders. This is to be expected because commercial lenders can be more selective in choosing borrowers and price loans to match risk profiles which FSA does not do. In essence, FSA's mission is to provide credit to riskier 'creditworthy' borrowers. The agency is accomplishing this goal. The natural consequence is that FSA loan loss rates are higher than for conventional lenders. Whether the current borrowers are too risky or should even riskier borrowers be included are policy questions. The analysis indicates that attempts to cut losses systematically would imply denying credit to some current borrowers.Agricultural Finance,

Shielding Characteristics Using an Ultrasonic Configurable Fan Artificial Noise Source to Generate Modes - Experimental Measurements and Analytical Predictions

An Ultrasonic Configurable Fan Artificial Noise Source (UCFANS) was designed, built, and tested in support of the NASA Langley Research Center's 14x22 wind tunnel test of the Hybrid Wing Body (HWB) full 3-D 5.8% scale model. The UCFANS is a 5.8% rapid prototype scale model of a high-bypass turbofan engine that can generate the tonal signature of proposed engines using artificial sources (no flow). The purpose of the program was to provide an estimate of the acoustic shielding benefits possible from mounting an engine on the upper surface of a wing; a flat plate model was used as the shielding surface. Simple analytical simulations were used to preview the radiation patterns - Fresnel knife-edge diffraction was coupled with a dense phased array of point sources to compute shielded and unshielded sound pressure distributions for potential test geometries and excitation modes. Contour plots of sound pressure levels, and integrated power levels, from nacelle alone and shielded configurations for both the experimental measurements and the analytical predictions are presented in this paper

The Bioethics of Chronic Illness

There is a specter haunting the American health care system. It is the prospect of widespread chronic illness and disability in an aging society. With it comes a daunting challenge to our health care delivery system, social welfare services, families, and communities. And it presents an equally difficult challenge to millions of us as individuals. For prolonged, slowly debilitating chronic illnesses will most likely be our companions in the twilight of our lives. At present, it is unclear whether the American health care and social service systems are prepared to cope with the challenges, both financial and ethical, that chronic illness poses to our society. Innovative policy ideas are needed, as are continuing research, extended and better coordinated social senvice programs, and educational programs that will equip health care providers to meet the special needs of persons with chronic illnesses

Bottom water variability in the Samoa Passage

The Samoa Passage (near 10S, 170W) is the channel through which the coldest, saltiest, densest bottom water approaches the North Pacific Ocean from its southern source. Over the past 25 years, three hydrographic sections have been made across the passage. A section occupied in 1968 shows little sign of modified North Atlantic Deep Water (NADW) within the northward flowing Lower Circumpolar Water (LCPW). In contrast, a section occupied in 1987 shows a strong negative curvature in -S (potential temperature-salinity) and a local maximum in salinity characteristic of NADW. A third section occupied in 1992 reveals a marginal NADW signature. The three sections are objectively mapped and very fine-scale bivariate areal -S censuses are made for a quantitative comparison of differences in water-mass structure. The strength of the NADW signature could fluctuate over a wide range of time-scales. However, these data are consistent with decadal variability, with no NADW signal in the passage in 1968, a strong signal in 1987, and a weak one in 1992. The geostrophic volume transport through the passage is 1.0 ± 0.2, 5.6 ± 1.3, and 4.8 ± 0.6 × 106 m3•s−1 below a zero-velocity surface (ZVS) of = 1.2°C for the 1968, 1987, and 1992 sections respectively. The transport estimates, made for comparison with those from velocity data presently being collected by a current meter array in the passage, are sensitive to variations in the choice of ZVS

Vibration Analysis of the Space Shuttle External Tank Cable Tray Flight Data With and Without PAL Ramp

External Tank Cable Tray vibration data for three successive Space Shuttle flights were analyzed to assess response to buffet and the effect of removal of the Protuberance Air Loads (PAL) ramp. Waveform integration, spectral analysis, cross-correlation analysis and wavelet analysis were employed to estimate vibration modes and temporal development of vibration motion from a sparse array of accelerometers and an on-board system that acquired 16 channels of data for approximately the first 2 min of each flight. The flight data indicated that PAL ramp removal had minimal effect on the fluctuating loads on the cable tray. The measured vibration frequencies and modes agreed well with predicted structural response

Hybrid Wing Body Shielding Studies Using an Ultrasonic Configurable Fan Artificial Noise Source Generating Typical Turbofan Modes

An Ultrasonic Configurable Fan Artificial Noise Source (UCFANS) was designed, built, and tested in support of the NASA Langley Research Center's 14- by 22-ft wind tunnel test of the Hybrid Wing Body (HWB) full 3-D 5.8 percent scale model. The UCFANS is a 5.8 percent rapid prototype scale model of a high-bypass turbofan engine that can generate the tonal signature of proposed engines using artificial sources (no flow). The purpose of the test was to provide an estimate of the acoustic shielding benefits possible from mounting the engine on the upper surface of an HWB aircraft using the projected signature of the engine currently proposed for the HWB. The modal structures at the rating points were generated from inlet and exhaust nacelle configurations--a flat plate model was used as the shielding surface and vertical control surfaces with correct plan form shapes were also tested to determine their additional impact on shielding. Radiated acoustic data were acquired from a traversing linear array of 13 microphones, spanning 36 in. Two planes perpendicular, and two planes parallel, to the axis of the nacelle were acquired from the array sweep. In each plane the linear array traversed four sweeps, for a total span of 168 in. acquired. The resolution of the sweep is variable, so that points closer to the model are taken at a higher resolution. Contour plots of Sound Pressure Levels, and integrated Power Levels, from nacelle alone and shielded configurations are presented in this paper; as well as the in-duct mode power level

Farm Service Agency Direct Farm Loan Program Effectiveness Study

This final report presents the results of an independent, performance-focused review of the effectiveness of Farm Service Agency (FSA) Direct Farm Loan Programs (FLPs) as requested by the Office of Management and Budget (OMB) in the 2005 Passback for FSA. The study focuses on FSA’s direct Farm Ownership (FO), Farm Operating (OL), and Emergency (EM) loan programs

Hybrid Wing Body Shielding Studies Using an Ultrasonic Configurable Fan Artificial Noise Source Generating Simple Modes

An Ultrasonic Configurable Fan Artificial Noise Source (UCFANS) was designed, built, and tested in support of the Langley Research Center s 14- by 22-Foot wind tunnel test of the Hybrid Wing Body (HWB) full three-dimensional 5.8 percent scale model. The UCFANS is a 5.8 percent rapid prototype scale model of a high-bypass turbofan engine that can generate the tonal signature of candidate engines using artificial sources (no flow). The purpose of the test was to provide an estimate of the acoustic shielding benefits possible from mounting the engine on the upper surface of an HWB aircraft and to provide a database for shielding code validation. A range of frequencies, and a parametric study of modes were generated from exhaust and inlet nacelle configurations. Radiated acoustic data were acquired from a traversing linear array of 13 microphones, spanning 36 in. Two planes perpendicular to the axis of the nacelle (in its 0 orientation) and three planes parallel were acquired from the array sweep. In each plane the linear array traversed five sweeps, for a total span of 160 in. acquired. The resolution of the sweep is variable, so that points closer to the model are taken at a higher resolution. Contour plots of Sound Pressure Level, and integrated Power Levels are presented in this paper; as well as the in-duct modal structure

Farm Operator Satisfaction with Retail Pesticide Suppliers in the Arkansas Delta

Two hundred ninety farm operators in the three easternmost crop reporting districts in Arkansas responded to a mail survey in November 1996 about their preferences and satisfaction with retail pesticide suppliers.Results show most farmers are quite satisfied with their main retail pesticide supplier, although 55.5% of the farm operators used more than one retail pesticide supplier in 1996. Users of multiple suppliers were less satisfied with their suppliers than those using only one supplier. Availability of certain pesticides was the most frequently mentioned reason for using multiple suppliers. Several attributes were important in selecting the main supplier with reputation being the most important, followed by delivery services, long-term relationship with salesperson, and price. Although not rated highly by the farm operators, location was also an important consideration in choosing a main supplier